Cookie Policy

What Are Cookies and Tracking Technologies?

When you visit kretavionagency.com, we use various tracking technologies to enhance your browsing experience and provide personalized content. These technologies include cookies, web beacons, pixels, and similar tools that help us understand how you interact with our debt management platform.

Cookies are small text files stored on your device that contain information about your preferences and activities. They're completely harmless and cannot access other files on your computer. Think of them as digital sticky notes that help our website remember your preferences between visits.

Types of Tracking Technologies We Use

How We Use Your Information

The information we collect through tracking technologies serves several important purposes. We use it to personalize your experience on our debt management platform, remembering your preferences and providing relevant financial guidance tailored to your situation.

Analytics data helps us understand which debt management strategies resonate most with our users. For instance, if we notice that many visitors spend time reading about debt consolidation, we can create more comprehensive resources on that topic. This data-driven approach allows us to continually improve our educational content.

We also use tracking information to ensure our website performs optimally across different devices and browsers. This is particularly important for our interactive debt calculators and planning tools, which need to work seamlessly regardless of how you access our platform.

Data Retention and Storage

We retain tracking data for different periods depending on its purpose and type. Essential cookies typically last for the duration of your session, while functional cookies may be stored for up to one year to remember your preferences.

Analytics data is generally retained for 26 months, which allows us to identify long-term trends in how people use our debt management resources. Marketing cookies typically expire after 90 days, though some may last up to two years if they're used for frequency capping or similar purposes.

Your Control Options

You have several options for managing how tracking technologies work on your device. Most web browsers allow you to control cookies through their settings menus. You can choose to accept all cookies, reject all cookies, or be notified when cookies are being sent to your device.

In Chrome, you can manage cookies by going to Settings > Privacy and Security > Cookies and other site data. Firefox users can find cookie controls under Settings > Privacy & Security. Safari users can adjust cookie settings in Preferences > Privacy.

Keep in mind that blocking certain cookies may affect your experience on our website. For example, rejecting functional cookies means you'll need to re-enter your preferences each time you visit our debt management platform.

You can also opt out of interest-based advertising by visiting the Digital Advertising Alliance's opt-out page or using browser extensions that block tracking cookies. However, you'll still see advertisements – they just won't be personalized based on your browsing behavior.

Third-Party Services

Our website integrates with several third-party services that may use their own tracking technologies. These include analytics providers, content delivery networks, and social media platforms. Each of these services has its own privacy policy governing how they collect and use data.

For example, we use Google Analytics to understand website traffic patterns and user behavior. Google's privacy policy explains how they process this information and what options you have for controlling it. We also use social media widgets that may place cookies from platforms like Facebook or Twitter.

While we carefully select our third-party partners and require them to maintain high privacy standards, we encourage you to review their privacy policies to understand how your information is being used across different services.

Updates to This Policy

We regularly review and update our cookie policy to ensure it remains accurate and reflects current practices. Significant changes will be communicated through our website, and we may also send notifications to registered users about important updates.

We recommend checking this page periodically to stay informed about how we use tracking technologies. The last updated date at the bottom of this page indicates when the most recent changes were made.